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    Your Mortgage Partner

    Senior Loan Officer & Assistant Manager

    Helping families achieve their homeownership dreams through personalized mortgage solutions for refinancing and new purchases.

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    Paul Sorrentino, Senior Loan Officer

    About Me

    Hi, I'm Paul Sorrentino, born and raised in Bucks County, PA. I'm a proud husband, new father, dedicated mortgage professional, and lifelong Philadelphia Eagles fan. When I'm not working, you'll find me in the gym, enjoying great food, and spending quality time with family and friends.

    I began my career in real estate, where I learned the fundamentals of the housing market. But with a strong knack for numbers and problem-solving, I soon transitioned into the mortgage industry and I haven't looked back since.

    Over the years at Reliance First Capital, I've grown from learning the ins and outs of processing, purchasing, refinancing, and investing, to becoming a mentor, Senior Analyst, Executive Analyst, and now Assistant Manager. Along the way, I've had the privilege of helping countless homeowners reach their financial goals and I currently rank #7 nationwide in our company.

    My wife Kelsey and I recently welcomed our first child, Leo Sonny Sorrentino, and stepping into parenthood has added a whole new level of joy and purpose to life.

    Whether you're buying your first home, refinancing, or investing in your future, I'm here to guide you every step of the way with expertise, honesty, and heart.

    Honors & Awards

    • #8 Eagle Award Winner (Top originator for 2023)
    • #9 Eagle Award Winner (Top originator for 2022)
    • 10X Top Gun (Top originator for the quarter)
    • 15X Top Dawg (Top originator for the Month)
    • 10X ACE Winner (Awesome Customer Experience)

    Credentials

    My Services

    I offer comprehensive mortgage solutions tailored to your specific needs

    Refinance Solutions

    Lower your monthly payments, reduce your interest rate, or access your home's equity with customized refinancing options. I work with credit scores down to 520.

    • Rate and term refinancing
    • Cash-out refinancing
    • Debt consolidation options
    • Refinancing to eliminate PMI
    Learn More

    Home Purchase Loans

    Find the perfect mortgage for your dream home with competitive rates and personalized service throughout the process. I work with credit scores down to 520.

    • Conventional mortgages
    • FHA, VA, and USDA loans
    • First-time homebuyer programs
    • Jumbo loans for luxury properties
    Learn More

    My Simple Process

    I make getting a mortgage straightforward and stress-free

    1

    Initial Consultation

    We'll discuss your goals, review your financial situation, and explore the best options for your needs.

    2

    Personalized Solution

    I'll design a mortgage solution tailored to your specific situation with competitive rates and terms.

    3

    Smooth Closing

    I'll guide you through the entire process, handling the details so you can close with confidence.

    Real Results: Refinance & Home Loan Success Stories

    I believe every homeowner has a unique situation and with the right strategy, a mortgage can be a powerful tool, not just a payment. Here are a couple of real scenarios where I helped clients create long-term financial wins through smart lending solutions.

    From High Debt to Financial Freedom: One Smart Move

    One of my recent clients came in with a 2.5% interest rate and was hesitant to make any changes. But after a quick, honest conversation, I showed him a strategic refinance that made a massive impact on his life:

    • $4,800/month in total savings by consolidating all debt into one smart mortgage payment
    • $20,000 tax-free cash to help cover his daughter's wedding
    • Term reduced by 5 years, instantly saving him $150,000 in payments
    • A new plan to be 100% debt-free in 10 years, instead of 24
    • By accelerating payments with the savings, his effective interest rate becomes 0%, lower than where he started

    He couldn't believe what was possible with the right plan. Today, he's not just a client, he's a lifelong friend. And it all started with one conversation.

    Relocating with Confidence — From Buyer to Investor

    Another client was relocating for work and needed help purchasing a home in a brand-new area. I stepped in to offer more than just a loan:

    • Connected her with a top local real estate agent
    • Helped her find a reliable homeowner's insurance agent
    • Structured the financing for her new home
    • Created a plan to keep her old home as a rental, turning it into a source of income

    Now she's in a bigger home, with a better job, and an investment property generating cash flow all while improving her financial position.

    I go beyond the numbers because for me, clients are family. I'm not just here to close a deal. I'm here to build lifelong relationships and help you make smart moves that change your future.

    Let's Talk About Your Goals

    Client Reviews

    See what my clients have to say about their experience working with me

    Client Reviews

    2024-01-15

    Paul made refinancing our home incredibly easy. He explained every step of the process and found us a rate that was much better than we expected. His communication throughout was excellent!

    Michael & Sarah T.|Refinance Clients
    2024-02-20

    As first-time homebuyers, we were nervous about the mortgage process. Paul patiently answered all our questions and guided us to the perfect loan program. We couldn't be happier in our new home!

    Jennifer & David B.|Purchase Clients
    2024-03-10

    Paul's expertise saved us thousands of dollars on our mortgage. He found solutions that other lenders couldn't offer and made the whole refinance process seamless and stress-free.

    Robert & Lisa M.|Refinance Clients
    2024-04-05

    Kudos to Paul Sorrentino and his amazing team of professionals at Reliance First Capital LLC! As we navigated the difficult loan process, Paul provided exceptional service. His professionalism, knowledge, patience, commitment and enthusiasm were evident in each interaction ( and there were many) we had with him. He was always available to answer our questions and concerns . Most importantly, we closed on time! We highly recommend him and, without question, would select Paul again and again to address our mortgage needs!

    Susan Holtz|Mortgage Client
    2024-04-15

    This is the 2nd time I have worked with Reliance First Capital on home financing -- and it won't be the last. Paul Sorrentino was not only a pleasure to work with but was an excellent listener and advisor to help design solutions to my goals. Communication was ongoing and thorough right up to the closing.

    Jeanine Kingeter|Refinance Client
    2024-04-22

    Paul was amazing during the whole process. He was there any time we had a question and had just the right amount of determination to get us through the application and paperwork. We never felt overwhelmed and that was due to Paul's step by step process. We had some complicated issues and Paul worked through them for us again in a way that always made us feel comfortable and well advised. We put a lot of trust in Paul and it was always rewarded with personal care and attention. I would recommend working with Paul Sorrentino and Reliance First Capital to friends and family without hesitation.

    Glenn Koetzner|Refinance Client
    2024-05-01

    I highly recommend Steve and Paul but tbh the entire crew is fantastic they made the process of my debt consolidation mortgage easier then my original mortgage was. They keep you informed on every step and truly work to get you the best deal for YOU and your best interests it's real people helping real people better there lifes, id give 100 stars if I could.

    Ken Fox|Refinance Client
    2024-05-10

    Great experience with this company especially with Paul Sorrentino. I have never dealt with a more responsive or accommodating group.

    Patrick Audley|Refinance Client

    Mortgage Insights & Tips

    Stay informed with the latest mortgage news and helpful tips

    1/15/20245 min read
    5 Signs It's Time to Refinance Your Mortgage
    Learn when refinancing makes financial sense and how it could save you thousands.
    Refinancing
    1/10/20247 min read
    First-Time Home Buyer Guide: What You Need to Know
    Essential tips for first-time buyers navigating the mortgage process in 2024.
    Home Buying
    1/5/20244 min read
    Understanding Credit Scores: How Low Can You Go?
    Working with credit scores down to 520 - what options are available to you.
    Credit

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    Get In Touch

    Name

    Paul Sorrentino

    Cell Phone

    (267) 679-1338

    Work & Fax

    (941) 477-5940

    Company

    Reliance First Capital

    NMLS #2336157

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